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I did precisely the same thing and, in fact, I found a printed copy of the spreadsheet I had
prepared for them within the policy itself once everything was finalized.
This is good advice and everyone should pursue it!
--- In email@example.com, "S HEGGIE" <stuart.j.heggie@...> wrote:
Something else I do is maintain a spreadsheet of serial #'s and market
pricing for all items. I give this to my insurance company anytime something
major changes. I don't want to get into a debate on the insured value of
something that gets stolen. Also, I found out that when you say "camera" or
"bicycle" they assume it is cheap - some items over a particular value
(bicycle over $1000 for example) they want to see a copy of the receipt.
From: "Dean S" <dean@...>
Subject: Re: [ap-gto] Insurance for astronomy equipment
Date: Tue, 8 Apr 2008 00:30:18 -0400
I just spoke with my home owners insurance this morning, State Farm, and
said my observatory contents are included with the content coverage of my
house. Cameras, telescopes, computers, etc.
And as long as it is just a hobby there is no additional coverage needed,
assuming it is enough overall. However to be safe I am looking into adding
this as an addition to be absolutely sure there would be no hidden
----- Original Message -----
From: "mizzou156" <mizzou156@...>
Sent: Monday, April 07, 2008 12:10 PM
Subject: [ap-gto] Insurance for astronomy equipment
Does anyone have the name of a good insurance company that will
telescopes, ccd cameras, ect. Homeowners insurance won't cover it and Iwould want full
replacement cost, should a loss occur. Any help would be appreciated.Thank You
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